Two Home buying Expenses You Must Consider

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Owning your own home is a dream that many have. It is such an amazing feeling when you put the key in the door for the first time. In my 14 years as a Real Estate Agent, I can promise you that over 90% of my clients were surprised to learn about all the expenses [...]

Reverse Mortgages -The Good and The Bad

Reverse Mortgages www.smartmoneychicks.com

I do some Financial Literacy counseling for a local Non Profit that provides services for Senior Citizens. I haven’t taught one class  without being asked about Reverse Mortgages.. For many senior citizens, the retirement years can be plagued with contrite retrospection. A lack of sufficient financial planning can leave these with little to live on, [...]

Upfront Mortgage Brokers Association: An Explanation

Mortgage brokers can be quite helpful to the prospective homeowner. Whereas borrowers who go directly to a bank have access only to that bank’s loan products, those who work with a mortgage broker can access the offerings of multiple lenders. In effect, the mortgage broker does the mortgage shopping for you. Still, there are homeowners [...]